Last month I mentioned that the changes I wanted to make in my life this year would focus on my relationship with money. Since my finances are something that has been a long running problem for me, this has been something I have been scared to look at, and so of course, I have been procrastinating.
Last night I got started on creating a budget tracking spread sheet based on the one recently reposted by Consumerist.com. You can find it here and the directions for using it are here. I modified their spread sheet a bit to account for my weekly pay schedule and to help track spending on food, since at the moment, this is one of the largest controllable expenses I have.
While the experience has not been pleasant the outcome is not as bad as I feared. Also with this first step to taming my financial demons I have begun to feel like I can do this, and, as I have mentioned before, confidence is a powerful force in helping us make the changes in our lives we want to make.
The next step for me is to make a habit of using the budget sheet. While this will not be easy at first, if I can write a blog regularly then I can enter my financial data regularly.